Business Loans
Running a business means balancing daily operations, growth plans, and unexpected expenses—all while managing cash flow. Business loans give you access to funding designed to support your operations and expansion, with structured terms that help you invest, stabilize, or grow your business without disrupting its financial rhythm.
Loan Options
Our business loan options are built around real business needs—from working capital to growth funding—offering practical amounts, clear terms, and repayment structures that align with how your business earns and operates.
NegosyoPlus
NegosyoPro
NegosyoEdge
NegosyoLine
Loan Support
We take time to understand how your business operates and what kind of funding makes sense for you. You’ll be guided through each step—from evaluation and requirements submission to release and ongoing loan management—so your loan supports your cash flow, business priorities, and long-term goals.
NegosyoPlus
Low-interest puhunan for small businesses
- Up to ₱300,000 with no collateral required
- DTI P3 Loan for microentrepreneurs
- Benefit from a low 2.50% monthly interest rate
- Minimal documentation—BIR, DTI, SEC accepted
- Flexible repayment terms from 6 to 36 months
- Available for small and home-based businesses and newly registered entrepreneurs
Requirements
- Completed Application Form
- Business Information
- Business Registration Documents
- Income and Assets Documents
- Owner's Information and Identification
- Satisfactory background and credit evaluation
NegosyoPro
Financing secured by Real Property
- Up to 70% of your property’s appraised value, to a maximum of ₱5,0000,000
- Retain full use of your property while it serves as collateral
- Enjoy 2.25% monthly interest rate
- Flexible repayment terms from 6 to 12 months
- Available for both private and commercial properties
Requirements
- Completed Application Form
- Business Information
- Real Estate Property Information
- Business Registration Documents
- Income and Assets Documents
- Owner's Information and Identification
- Satisfactory background and credit evaluation
- Real Estate Property Appraisal/Valuation Report
NegosyoEdge
Reliable Funding for growing businesses
- Up to ₱3,000,000 with no collateral required
- Benefit from a low 3% monthly interest rate
- Faster processing than traditional bank loans
- Flexible repayment terms from 6 to 12 months
- Accessible to sole proprietors, partnerships, or corporations
- Dedicated support from application to repayment
Requirements
- Completed Application Form
- Business Information
- Business Registration Documents
- Income and Assets Documents
- Owner's or Authorized Signatories' Information and Identification
- Satisfactory background and credit evaluation
NegosyoLine
A smarter way to access credit
- Up to ₱5,000,000 with no collateral required
- Benefit from a low 2.75% monthly interest rate
- Faster processing than new accounts
- Flexible repayment terms from 6 to 12 months
- Available to select CSFC clients with good track record with CSFC.
- Dedicated support from application to repayment
Requirements
- Completed Application Form
- Business Information
- Business Registration Documents
- Income and Assets Documents
- Owner's or Authorized Signatories' Information and Identification
- Satisfactory background and credit evaluation
