Personal Loans

When you need extra funds for everyday needs or important plans, personal loans give you a clear and flexible way to borrow. Designed for earning individuals, these loans offer straightforward terms and manageable repayments—so you can access funding with confidence, stay in control of your finances, and focus on what matters most to you.

Loan Options

Our personal loan products are designed to match different income levels, borrowing needs, and repayment preferences—giving you practical choices based on where you are financially.

AsensoPlus
AsensoPro

Loan Support

We take a personal approach to lending by giving you the option to apply quickly online or receive guided support at every step. Whether you prefer a fast, straightforward transaction or hands-on assistance, our team is here to help you make informed decisions and manage your loan with confidence.

AsensoPlus

Fast, simple, easy Personal Loan
  • Up to ₱30,000 with no collateral required
  • 100% digital application and approval
  • Enjoy a low 1.75% monthly interest rate
  • Get your cash via Cebuana Lhuiller
  • Flexible repayment terms from 6 to 36 months
Requirements
  • Completed Application Form
  • Valid Company ID
  • Valid Government-issued ID
  • Latest 3 Months' Payslip
  • Satisfactory credit evaluation

AsensoPro

Vehicle OR/CR Collateral Loan
  • Up to 90% of your vehicle’s appraised value, to a maximum of ₱3,000,000
  • Retain full use of your vehicle while it serves as collateral
  • Enjoy 1.25% to 1.75% monthly interest rate depending on vehicle age
  • Flexible repayment terms from 6 to 36 months
  • Available for both private and commercial vehicles
Requirements
  • Completed Application Form
  • Valid Government-issued ID
  • Vehicle Information
  • Certificate of Registration (CR) and Official Receipt (OR)
  • Proof of Residence
  • Proof of Income
  • Satisfactory credit evaluation
  • Vehicle Appraisal/Valuation Report