Celebrating
60 Years of Trust

Six decades of responsible financing, strong partnerships, and helping Filipinos move forward.

Smart Loans for Real-Life Needs

Personal, business, and payroll loans designed to help you move forward—when it matters most.

Fast processing • Clear terms • Trusted financing with CSFC

20% Discount
on Interest Rate

Enjoy a 20% discount on interest for approved loans for SENIOR CITIZEN borrowers.

Valid for loans granted to senior citizens from January to March 2026.

Personal Loans

Our personal loans are designed to support real financial needs—offering clear terms, manageable repayments, and a straightforward application process. Whether you’re covering immediate expenses or planning for larger goals, we help you access funding in a way that fits your capacity and priorities.

AsensoPlus

EXTRA CASH WHEN YOU NEED IT—FAST, SIMPLE, AND EASY TO PAY.

For everyday needs, unexpected expenses, or planned purchases—get your pandagdag pondo without the hassle.

Up to ₱30,000 fast cash
1.75% monthly interest rate
6 to 36 months to pay

AsensoPro

BIGGER CASH WITH LOWER RATES—USING YOUR VEHICLE AS SECURITY.

For larger financial needs, access higher loan amounts at better rates—while retaining full use of your vehicle.

Up to ₱3,000,000
Starting at 1.25% monthly interest rate
6 to 36 months to pay

Employee Benefit Loans

Provide employees with a safer, more structured way to access financial support—without exposure to unregulated lenders or complex repayment schemes. Offered in coordination with employers, these loan options ensure predictable payments, clear terms, and responsible borrowing limits, supporting employee well-being and workplace focus.

PayrollPlus

A SALARY-DEDUCTED LOAN WITH LOWER RATES AND PREDICTABLE PAYMENTS.

When expenses arise between paydays, enjoy predictable repayments through automatic salary deduction.

₱15,000 to ₱300,000
1.25% to 1.75% monthly interest rate
6 to 36 months to pay

13th Month Now

YOUR 13TH MONTH PAY IN ADVANCE—WHEN IT MATTERS MOST.

When expenses come before your bonus—access part of your 13th month pay and settle the balance by year-end.

Up to ₱50,000
2% monthly interest rate
Full payment on or before December 31

Trusted by companies and employees for 60 years

Over ₱500 million released through responsible employee loan programs
Serving 7,000+ employees across more than 70 Philippine companies

Business Loans

Support your business with financing designed to fund daily operations, manage cash flow, and support sustainable growth—without unnecessary financial strain. Whether you need puhunan for inventory and operating expenses or capital for expansion, our business loans offer clear terms, manageable payments, and structured financing built for real SMEs in the Philippines.

NegosyoPlus

PUHUNAN FINANCING FOR SMALL BUSINESSES AND DAILY OPERATIONS.

For day-to-day negosyo needs, inventory, or operating expenses, NegosyoPlus provides working capital designed to help small businesses keep operating smoothly.

Up to ₱300,000
2.5% monthly interest rate
6 to 18 months to pay

NegosyoEdge

BUSINESS FINANCING FOR ESTABLISHED SMEs READY FOR THE NEXT STAGE.

Built for growing businesses managing higher operating demands, NegosyoEdge provides structured financing that supports stability and long-term planning.

Up to ₱3,000,000
3% monthly interest rate
6 to 18 months to pay

Latest Articles

We’re dedicated to providing you with the latest insights and updates to empower your decisions. Our team of experts shares valuable articles on new products, industry trends, and practical tips. Explore our latest posts to stay informed and confidently make the best choices for your needs.

Company News, Insights & Updates
CSFC celebrates 60 years of trusted financing with a new office, digital upgrades, new loan products, lower rates, and an anniv loan promo.

Our Major Clients

CSFC works with respected companies across various industries, providing reliable financing solutions built on long-term partnerships and mutual trust. These organizations choose CSFC for our professionalism, consistency, and commitment to supporting their personal and business goals.